Listing Upcoming Expenses

I’m Miriam Neff, and I’m Valerie Neff Hogan, with Wise Women Managing Money

M  What would happen if you took 15 minutes each day to make a list of what you need to accomplish?  I’m pretty good at list making.

V  Then take another 15 minutes to list upcoming expenses.  Groceries might be planned, but spontaneous stops for special coffee, not planned.  We wanted to give to a missionary and were already maxed in our budget, including giving.  I found a way to satisfy my coffee break more cheaply at home. What about clothes? Does more variety in our wardrobe rate above giving opportunities. 

M  That resulted in a monthly gift for that individual to do Kingdom work.  Look ahead at upcoming expenses.  All of them.   Many small regular gifts make a difference.