Healthcare Disruption 1

I’m Miriam Neff and I’m Valerie Neff Hogan with Wise Women Managing Money.

M Healthcare costs are swinging wildly and usually upward.  Predictable insurance costs were depended on previously.  Today, fewer are covered by employers, less is covered. I’m vintage, on Medicare, and my costs have doubled in one year.

V So be vigilant.  Often you now must choose between providers.  Lower premiums look attractive, but what’s covered?  Compare all elements equally:  coverage, copay, maximum benefits, access to providers. Some pay only a designated amount which might encourage us to make better and more frugal health choices. 

M Remember, this is a developed county blessing of sorts.  Still, it’s God’s dollars entrusted to us.  Choose wisely.