Comparing

I’m Miriam Neff, and I’m Valerie Neff Hogan, with Wise Women Managing Money

M  Why are so many facing not only credit card debt, but other financial obligations beyond their ability to sustain?  Our culture encourages this!  When I pull up my bank statement online, the first pop up is for ‘Kids debit card.”  Seriously?

V We don’t allow our children to eat only what they want: chocolate and ice-cream. They don’t determine bedtimes and whether they want to go to school.  And now we are giving them a debit card?

It’s important for us to resist the ‘everyone else has one,’ or everyone else is wearing this’ syndrome.  Guidelines and boundaries in every area, including finances are important lessons we teach in our homes.