Housing

Proverbs 24: 27 ‘Put your outdoor work in order and get your fields ready; after that, build your house.’
Proverbs 24:3-4 ‘By wisdom a house is built, and through understanding it is established; through knowledge its rooms are filled with rare and beautiful treasures.’

I. Count the costs of ownership:
Mortgage
Utilities
Property taxes: likely will go up
Upkeep: 2% of home value per year.
No longer a likely investment of growth

II. Location questions:
Schools
Transportation options
Safety

III. Rental benefits
Flexibility
Predictability

IV. Not recommended! Home Equity loans rarely, Reverse mortgages, never!