Frugality

I’m Miriam Neff, and I’m Valerie Neff Hogan, with Wise Women Managing Money.

M Frugality – it’s how to get ahead. Spend less than you bring in. Period.  Does buying on sale help?

V Do not buy items because they are on sale.  Buy them because you need them.  Preferably because they have been on your “wish to purchase” list a few months.  Or at least a few weeks.  You are not getting a 50% discount on an item you do not need that will end up in a landfill.  Even at that great discount, that is 50% more than you should have spent on that item.  Which is Zero.

M Sales don’t help.  How long will you love it?  Matthew 6:19 better to store treasures in heaven.