Spending Plan: Income—Outgoing a match?

Proverbs 24:27 Put your outdoor work in order and get your fields ready; after that, build your house.

I. Work and earn before you spend.

II. Six steps for Wise Women Managing Money
1. First step What’s coming in?
2. What am I spending? Track all your expenses.
3. Pay your bills promptly.
4. Determine all your assets and liabilities.
5. Organize all documents.
6. Talk to other wise people.

III Your spending plan
Giving: Its all God’s on loan to you.
Saving: Emergency fund: 3—6 months
Goal: Following biblical guidelines your confidence will grow.
God’s promise: He’ll walk with you.